{"id":5547,"date":"2026-07-03T17:18:59","date_gmt":"2026-07-03T17:18:59","guid":{"rendered":"https:\/\/dailyintelusa.com\/?p=5547"},"modified":"2026-07-03T17:19:01","modified_gmt":"2026-07-03T17:19:01","slug":"savings-challenges-that-actually-work","status":"publish","type":"post","link":"https:\/\/dailyintelusa.com\/index.php\/2026\/07\/03\/savings-challenges-that-actually-work\/","title":{"rendered":"Savings Challenges That Actually Work"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">Saving money sounds simple. However, sticking to a savings plan is often much harder. Unexpected expenses, rising prices, and everyday temptations can make it difficult to build a healthy savings account. Fortunately, turning saving into a challenge can make the process more enjoyable and easier to maintain.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Rather than relying on willpower alone, savings challenges encourage consistency. Moreover, they give you a clear goal to work toward while helping you develop better financial habits. Although each challenge is different, the best ones are realistic, flexible, and easy to follow.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">You don&#8217;t need a high income to participate. Instead, you need a plan that fits your lifestyle and motivates you to save regularly. Consequently, even small deposits can add up to meaningful results over time.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Whether you&#8217;re building an emergency fund, saving for a vacation, or preparing for a major purchase, these savings challenges can help you stay focused and make steady progress.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><em><a href=\"https:\/\/dailyintelusa.com\/index.php\/2026\/07\/01\/simple-budgeting-tips-that-actually-work\/\" title=\"Simple Budgeting Tips That Actually Work\">Simple Budgeting Tips That Actually Work<\/a><\/em><br><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Let&#8217;s explore savings challenges that have helped many people improve their financial habits.<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large\"><img fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"535\" src=\"https:\/\/dailyintelusa.com\/wp-content\/uploads\/2026\/07\/Savings-Challenges-That-Actually-Work-1024x535.png\" alt=\"\" class=\"wp-image-5548\" srcset=\"https:\/\/dailyintelusa.com\/wp-content\/uploads\/2026\/07\/Savings-Challenges-That-Actually-Work-1024x535.png 1024w, https:\/\/dailyintelusa.com\/wp-content\/uploads\/2026\/07\/Savings-Challenges-That-Actually-Work-300x157.png 300w, https:\/\/dailyintelusa.com\/wp-content\/uploads\/2026\/07\/Savings-Challenges-That-Actually-Work-768x402.png 768w, https:\/\/dailyintelusa.com\/wp-content\/uploads\/2026\/07\/Savings-Challenges-That-Actually-Work.png 1536w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n<\/div>\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\">1. The 52-Week Savings Challenge<\/h1>\n\n\n\n<p class=\"wp-block-paragraph\">The 52-week savings challenge is one of the most popular ways to build a savings habit.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The traditional version is simple.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">You save:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>$1 during Week 1<\/li>\n\n\n\n<li>$2 during Week 2<\/li>\n\n\n\n<li>$3 during Week 3<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Continue increasing the amount by one dollar each week until the final week.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">By the end of the year, you&#8217;ll have saved more than $1,300.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">However, you can easily modify the challenge to fit your budget.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">For example, start with $5 each week or reverse the challenge by saving the largest amounts earlier in the year.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">As a result, you&#8217;ll create a consistent saving routine that becomes easier over time.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\">2. The No-Spend Challenge<\/h1>\n\n\n\n<p class=\"wp-block-paragraph\">Impulse purchases can quietly drain your budget.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Therefore, a no-spend challenge encourages you to avoid unnecessary spending for a specific period.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">You might choose:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>One weekend<\/li>\n\n\n\n<li>One week<\/li>\n\n\n\n<li>Two weeks<\/li>\n\n\n\n<li>An entire month<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">During the challenge, only spend money on essential expenses such as:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Rent or mortgage<\/li>\n\n\n\n<li>Utilities<\/li>\n\n\n\n<li>Groceries<\/li>\n\n\n\n<li>Transportation<\/li>\n\n\n\n<li>Healthcare<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Meanwhile, avoid dining out, online shopping, entertainment purchases, and other discretionary spending.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Consequently, you&#8217;ll quickly discover how much money you can save by reducing impulse buying.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\">3. The Spare Change Challenge<\/h1>\n\n\n\n<p class=\"wp-block-paragraph\">Saving doesn&#8217;t always require large amounts.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Instead, small contributions can build momentum.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Every time you receive spare change\u2014or notice unused cash in your wallet\u2014set it aside.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">If you primarily use debit or credit cards, round up your purchases and transfer the difference into savings.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">For example:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Spend $18.40<\/li>\n\n\n\n<li>Round up to $20<\/li>\n\n\n\n<li>Save the remaining $1.60<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Although each transfer seems small, the total can grow surprisingly fast over several months.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\">4. The 30-Day Rule Challenge<\/h1>\n\n\n\n<p class=\"wp-block-paragraph\">Impulse buying is one of the biggest obstacles to saving money.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Fortunately, the 30-day rule helps reduce unnecessary spending.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Whenever you want to buy a nonessential item, wait 30 days before making the purchase.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">During that time, ask yourself:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Do I still want it?<\/li>\n\n\n\n<li>Do I actually need it?<\/li>\n\n\n\n<li>Can I find a less expensive alternative?<\/li>\n\n\n\n<li>Would I rather save the money?<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">More often than not, the urge to buy fades.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">As a result, you&#8217;ll save money while becoming a more thoughtful spender.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\">5. The Weekly Cash Challenge<\/h1>\n\n\n\n<p class=\"wp-block-paragraph\">Using cash can make spending feel more intentional.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Instead of relying on cards for discretionary purchases, withdraw a fixed amount of cash each week.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Once the cash is gone, stop spending until the following week.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">This method works well for categories such as:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Dining out<\/li>\n\n\n\n<li>Coffee<\/li>\n\n\n\n<li>Entertainment<\/li>\n\n\n\n<li>Shopping<\/li>\n\n\n\n<li>Hobbies<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Furthermore, seeing your cash decrease throughout the week encourages smarter purchasing decisions.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\">6. The Subscription Cancellation Challenge<\/h1>\n\n\n\n<p class=\"wp-block-paragraph\">Many households pay for subscriptions they rarely use.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Therefore, review every recurring payment.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Examples include:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Streaming services<\/li>\n\n\n\n<li>Gym memberships<\/li>\n\n\n\n<li>Mobile apps<\/li>\n\n\n\n<li>Music subscriptions<\/li>\n\n\n\n<li>Gaming services<\/li>\n\n\n\n<li>Magazine memberships<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Cancel anything that no longer provides value.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Then, transfer the monthly savings directly into your savings account.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Consequently, you&#8217;ll reduce waste while increasing your savings automatically.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\">7. The Save Every Raise Challenge<\/h1>\n\n\n\n<p class=\"wp-block-paragraph\">Receiving a raise is exciting.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">However, many people increase their spending immediately.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Instead, challenge yourself to save part of every salary increase.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">For example, save:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>25% of every raise<\/li>\n\n\n\n<li>50% of every bonus<\/li>\n\n\n\n<li>Your entire tax refund<\/li>\n\n\n\n<li>Extra freelance income<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Meanwhile, continue living on your previous budget whenever possible.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Although this approach requires discipline, it can significantly accelerate your financial progress.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\">8. The Pantry Challenge<\/h1>\n\n\n\n<p class=\"wp-block-paragraph\">Food waste can quietly increase grocery expenses.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Therefore, challenge yourself to prepare meals using ingredients you already have before buying more groceries.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Check your:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Pantry<\/li>\n\n\n\n<li>Refrigerator<\/li>\n\n\n\n<li>Freezer<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Then, plan meals around those items.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">As a result, you&#8217;ll reduce food waste while lowering your grocery bill.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Moreover, this challenge often inspires creative meal planning and healthier spending habits.<\/p>\n\n\n\n<h1 class=\"wp-block-heading\">9. The Weather Savings Challenge<\/h1>\n\n\n\n<p class=\"wp-block-paragraph\">This challenge is both simple and fun.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Choose a weather-related rule that determines how much you&#8217;ll save. For example, save $5 every time it rains or $10 whenever the weekend forecast is sunny.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Alternatively, you could save an amount that matches the day&#8217;s highest temperature once each week. The exact rule doesn&#8217;t matter as much as staying consistent.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Furthermore, this challenge adds an element of surprise. Consequently, saving feels less like a chore and more like a game.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\">10. The Savings Jar Challenge<\/h1>\n\n\n\n<p class=\"wp-block-paragraph\">A savings jar remains one of the easiest ways to build better habits.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Place a jar in a visible location around your home.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Then, add money whenever you:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Skip buying coffee.<\/li>\n\n\n\n<li>Cook dinner instead of eating out.<\/li>\n\n\n\n<li>Use a coupon.<\/li>\n\n\n\n<li>Receive cashback rewards.<\/li>\n\n\n\n<li>Find money in your pockets.<\/li>\n\n\n\n<li>Sell an unused item.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Although the amounts may be small, they accumulate over time.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Moreover, seeing your savings grow can provide extra motivation to continue.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\">11. The $5 Bill Challenge<\/h1>\n\n\n\n<p class=\"wp-block-paragraph\">This challenge works well if you regularly use cash.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Every time you receive a $5 bill as change, place it in your savings instead of spending it.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">If you rarely carry cash, create a digital version.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">For instance, transfer $5 into your savings account whenever you make a nonessential purchase.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">As a result, your savings increase automatically while your spending habits become more intentional.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\">12. The Monthly Goal Challenge<\/h1>\n\n\n\n<p class=\"wp-block-paragraph\">Large financial goals often feel overwhelming.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Instead, divide your annual savings target into smaller monthly milestones.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">For example:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>January: Save $250.<\/li>\n\n\n\n<li>February: Save $250.<\/li>\n\n\n\n<li>March: Save $300.<\/li>\n\n\n\n<li>Continue adjusting the amount as needed.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Furthermore, tracking monthly progress makes your goal feel more achievable.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">If you exceed one month&#8217;s target, celebrate the success and carry that momentum into the following month.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\">Common Mistakes That Make Savings Challenges Fail<\/h1>\n\n\n\n<p class=\"wp-block-paragraph\">A savings challenge should motivate you\u2014not create unnecessary stress.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Avoid these common mistakes to improve your chances of success.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Choosing an Unrealistic Goal<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Saving too much too quickly can become discouraging.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Instead, choose a target that fits comfortably within your monthly budget.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Consistency matters more than the size of each deposit.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">Forgetting to Automate Savings<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Relying on memory isn&#8217;t always effective.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Therefore, schedule automatic transfers whenever possible.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Automation removes the temptation to spend money before saving it.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">Not Tracking Progress<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Without tracking your progress, it&#8217;s difficult to stay motivated.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Consider using:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>A budgeting app<\/li>\n\n\n\n<li>A spreadsheet<\/li>\n\n\n\n<li>A printable savings tracker<\/li>\n\n\n\n<li>A notebook<\/li>\n\n\n\n<li>Your bank&#8217;s savings tools<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Watching your balance grow can reinforce positive financial habits.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">Giving Up After a Setback<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Unexpected expenses happen.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">However, missing one week doesn&#8217;t mean the challenge has failed.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Instead, restart as soon as possible.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Long-term consistency matters much more than perfection.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\">Tips for Making Any Savings Challenge Successful<\/h1>\n\n\n\n<p class=\"wp-block-paragraph\">Although every challenge is different, these strategies can improve your results.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Set a clear savings goal.<\/li>\n\n\n\n<li>Keep your money in a separate savings account.<\/li>\n\n\n\n<li>Celebrate small milestones.<\/li>\n\n\n\n<li>Reduce impulse purchases.<\/li>\n\n\n\n<li>Review your budget regularly.<\/li>\n\n\n\n<li>Save every windfall when possible.<\/li>\n\n\n\n<li>Stay flexible if your financial situation changes.<\/li>\n\n\n\n<li>Focus on progress rather than perfection.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Furthermore, sharing your challenge with a family member or friend may provide additional accountability and encouragement.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\">Frequently Asked Questions<\/h1>\n\n\n\n<h2 class=\"wp-block-heading\">Which savings challenge works best?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The best challenge is the one you can maintain consistently. Some people prefer the 52-week challenge, while others succeed with no-spend months or automatic savings plans.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Can I start a savings challenge with a small income?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Yes. Savings challenges can be adjusted to fit almost any budget. Even saving a few dollars each week helps build positive financial habits over time.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Should I keep my challenge money separate?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Yes. Using a separate savings account can reduce the temptation to spend the money before reaching your goal.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">What should I save for?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Common savings goals include:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Emergency funds<\/li>\n\n\n\n<li>Vacations<\/li>\n\n\n\n<li>Home down payments<\/li>\n\n\n\n<li>Holiday expenses<\/li>\n\n\n\n<li>New vehicles<\/li>\n\n\n\n<li>Home improvements<\/li>\n\n\n\n<li>Education costs<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">What if I miss a week?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Don&#8217;t quit. Instead, continue the challenge the following week or adjust your schedule if necessary. Building a consistent habit is more important than following a perfect timeline.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\">Final Thoughts<\/h1>\n\n\n\n<p class=\"wp-block-paragraph\">Saving money doesn&#8217;t have to feel difficult or restrictive. Instead, turning your financial goals into enjoyable challenges can make the process more engaging and sustainable. Whether you choose the 52-week challenge, a no-spend month, or a simple round-up strategy, each small contribution moves you closer to greater financial security.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Moreover, remember that successful saving is built on consistency rather than perfection. Even modest deposits can grow into meaningful amounts when you stay committed over time. Consequently, don&#8217;t worry about how much you save at first. Focus on creating habits that you can maintain for years to come.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Above all, choose a savings challenge that matches your lifestyle and financial goals. Stay flexible, celebrate your progress, and keep moving forward. The habits you build today can help create a stronger financial future tomorrow.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/www.consumerfinance.gov\/consumer-tools\/saving-for-your-goals\/\" title=\"Consumer Financial Protection Bureau \">Consumer Financial Protection Bureau <\/a>\u2013 Saving Money<\/p>\n\n    <div class=\"xs_social_share_widget xs_share_url after_content \t\tmain_content  wslu-style-1 wslu-share-box-shaped wslu-fill-colored wslu-none wslu-share-horizontal wslu-theme-font-no wslu-main_content\">\n\n\t\t\n        <ul>\n\t\t\t        <\/ul>\n    <\/div> \n","protected":false},"excerpt":{"rendered":"<p>Saving money sounds simple. However, sticking to a savings plan is often much harder. Unexpected expenses, rising prices, and everyday temptations can make it difficult to build a healthy savings account. Fortunately, turning saving into a challenge can make the process more enjoyable and easier to maintain. Rather than relying on willpower alone, savings challenges&#8230;<\/p>\n","protected":false},"author":1,"featured_media":5549,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"_joinchat":[],"footnotes":""},"categories":[1],"tags":[],"class_list":["post-5547","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 4.9.9 - aioseo.com -->\n\t<meta name=\"description\" content=\"Discover savings challenges that actually work. 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